Disclaimer
Financial Services and Markets Act 2000 – Warnings and Disclaimers -15th February 2008
www.myfirsthomeltd.co.uk is not authorised to give advice under the Financial Services and Markets Act 2000.
The information contained in the Material on this Site is intended for information and interest only, and not to either provide advice to, or to address the particular requirements of any individual.
We do not recommend or endorse any investment, advisor or other service or product, or any material submitted by third parties, or linked to or from this Site. We do not offer any legal, financial or other advice, either regarding the nature, potential value or suitability of any particular investment, security or investment strategy, or otherwise. You should not rely on any material in this Site to take (or refrain from taking) any decision or action.
- The investment and services mentioned on this Site may not be suitable for you. In particular:
- Some of the investments mentioned may not be regulated under the Financial Services and Markets Act 2000 or at all, and the protection afforded to you under that Act will not apply.
- The nature, capital, income value, returns, risks and charges of investments differ from one investment to another.
- The price of shares, units, funds and the income from them can go down as well as up, and you may not get back what you invested.
- Past performance is not necessarily a guide to future performance.
This web site also contains links to other web sites which are not under the control of and are not maintained by us. We provide these links for your convenience only, but do not necessarily endorse the material on these sites. We make no warranty or representation as to the accuracy, completeness or fitness for purpose of any material on these sites.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR LOAN SECURED ON IT. myfirsthomeltd.co.uk TAKES NO RESPONSIBILTY NOR PROVIDES ADVICE ON THE ACQUISITION OF A MORTGAGE AS THIS IS PROVIDED BY OUR PANEL OF PROFESSIONALS WITH WHOM YOU DEAL DIRECTLY AND THEY ARE AUTHORISED BY THE FINANCIAL SERVICES AUTHORITY.
If you have any doubts you should contact an independent financial advisor.
Privacy Policy
www.myfirsthomeltd.co.uk - Privacy policy 15th February 2008
a) General:
We are strongly committed to protecting Users’ privacy, and this sets out our policy on the use of personal data relating to Users which has been collected in relation to their access to and use of the Site.
b) Information collected:
We do not collect any information about you unless you voluntarily submit such information to us by, for example, registering for optional email news alerts. The types of information that may be requested will be as listed in the online registration form.
c) Use of information:
In general, we will only use the information you provide to us for the purpose for which such information was provided. Users may opt-out of receiving mailings from us by following the instructions set forth in the opt-out section below. We reserve the right to access and to disclose personal information to comply with applicable laws and lawful government requests, to operate our systems properly or to protect either ourselves or our users.
d) IP addresses:
We use IP addresses to collect statistical information about the areas of the system that users are visiting, and general "traffic" data. Such information does not relate to the use being made of the system by a particular User in relation to identifiable items being viewed. This information allows us to determine what is most beneficial for its Users, and facilitates us in continually improving the overall site for our Users.
e) Cookies:
A "cookie" is a small amount of data that is sent to a User’s browser from a web server and stored on a User’s computer. Cookies are used to store and track information about the User. We do not use Cookies.
f) Security:
The Site has industry standard security measures in place to protect the loss, misuse, and alteration of the information under our control. While there is no such thing as "perfect security" on the Internet, we will take reasonable steps to ensure the safety of your personal information.
g) Updating information:
Should we use e-mail news alerts or other services to which you sign up, we will allow Users the option to change or modify information previously provided. This may be done through the following methods:
- e-mail the information to updates@myfirsthomeltd.co.uk; or
- visit www.myfirsthomeltd.co.uk, and follow the on-screen instructions.
h) Cancellation:
Should we use e-mail news alerts or other services to which you sign up, upon your request we will deactivate your information from our active databases. To make this request, send an email to deregister@myfirsthomeltd.co.uk . Such information will be deactivated as soon as reasonably possible in accordance with our deactivation policy and applicable law. We will retain in our files some personal information you may have requested to remove, solely in order to keep an archival set of records and to comply with legal requirements as required or permitted by law. Therefore, you should not expect that all of your personal information will be completely removed from our databases in response to your requests. However, such personal information will only be available to select personnel at www.myfirsthomeltd.co.uk
i) Opt out:
Should we use e-mail news alerts or other services to which you sign up, you may opt-out of receiving communications from us, by the following means:
- send an e-mail to optout@myfirsthomeltd.co.uk ; or
- visit www.myfirsthomeltd.co.uk, and follow the on-screen instructions.
Terms & Conditions
www.myfirsthomeltd.co.uk
1. General
- These Terms of Use ('Terms') govern all use of www.myfirsthomeltd.co.uk (the 'Site'). The Site is owned and operated by My First home Ltd trading as myfirsthomeltd.co.uk, registered address 10 Coopers Court, 1 Turners Close London N20 0RR, Tel: 0870 977 0173 Fax: 0870 977 0174 email: info@myfirsthomeltd.co.uk; Company registration number; 6030419
- Use of the Site beyond that expressly permitted by these Terms, is unauthorised and unlawful.
- We have the right to modify these Terms at any time.
2. Content
- The Site is provided free of charge to Users, and it and any information and analysis on or included in any email alert from us (‘Material’) is provided ‘as is’ and ‘as available’. Any Material is provided in good faith, and whilst we will use reasonable endeavours to ensure the accuracy of Material, we make no warranties (express or implied) regarding accuracy or completeness or fitness for any purpose, and we expressly exclude any liability in respect thereof (other than warranties not capable of exclusion).
- The information in the Material may be updated from time to time and may at times be out of date. We accept no responsibility for keeping the Material up to date, and no liability for any failure to do so. No liability is accepted for any errors or omissions, or for any losses that may be incurred if any Material is relied on.
- Material is intended for general reference only. Application of Material to any specific instance or for any particular purpose is a User’s sole responsibility.
- Except as stated below, the contents of this Site may not be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means without our prior express written permission.
- You may print or download to disk the contents of an individual page of this Site for the purpose of private and personal non-commercial use.
- You may also permit your computer to make an electronically stored, transient copy of Material from the Site for the purpose of viewing it while connected to the Internet only. However, you may only make one copy of any Material.
- You may not distribute, display or copy any Material to third parties including (but not limited to) 'caching' any material from the Site for access by third parties, and 'mirroring' any Material on this Site.
- You must ensure that your use of the Site and of any Material is in no way unlawful, and you will fully indemnify us against any liability we may incur as a result of any use by you which is unlawful, or which is in breach of these terms.
3. Intellectual Property Rights
- The copyright and database right in any Material remain the property of My First Home Limited or of the copyright owners (as the case may be). Under no circumstances will you have any claim to copyright or ownership of any intellectual property rights in any Material.
- Unless otherwise specified, each author of Material on the Site has asserted his/her moral right pursuant to Section 77of the Copyright Designs and Patents Act 1988 to be identified as the author thereof.
4. External links
- Certain sections of the Site contain links to external web sites maintained and operated by third parties. These links are provided solely for the convenience of Users, and the provision of such links does not imply any endorsement of or affiliation with such website. We are not responsible for any information on any such third party’s website.
- You must remove and not reinstate any link to this website from any other website if we request you to do so. You may not create any link to or use any portion of this Site in any manner that may create confusion either about the identity of this Site (or about us as the source of origin of such portion of this Site), or in any manner that may create a likelihood of confusion as to sponsorship of third party content by us, or as to an affiliation with this Site or with us.
5. Liability
- To the extent permitted by the applicable law, we disclaim all representations and warranties with respect to the Site and any Material thereon, either express or implied, including but not limited to any implied warranties of merchantability or fitness for any particular purpose; in no event will we be liable for indirect, special, incidental or consequential loss or damage which may arise in respect of the Site, its use, or in respect of other equipment or property, or for loss of profit, business, revenue, goodwill or anticipated savings, even if we have been advised of the possibility of such loss.
- In the event that any exclusion or other provision contained in these Terms be held to be invalid for any reason and we become liable for loss or damage that could otherwise have been limited, such liability shall be limited to £100.
- We do not exclude liability for death or personal injury to the extent only that the same arises as a result of negligence for which we are liable.
6. Miscellaneous
- By using the Site you agree to be bound by these terms. These terms supersede all prior agreements and (together with the Privacy Policy) are complete and exclusive. No oral or written information given by us or on our behalf shall create a warranty or collateral contract, or in any way increase the scope of our liability, and you may not rely on any such information. Except as otherwise provided, no addition, amendment or modification of these Terms shall be effective, unless in writing and signed or accepted by us.
- This Site is aimed at Users in the United Kingdom. Where UK regulatory authorities have jurisdiction over the contents of this Site, we have attempted to ensure compliance with the requirements of such regulatory body. However, some of the information in the pages contained in this Site is not intended for access from certain other jurisdictions, and no representation or warranty is made as to whether the information available in this Site complies with the regulatory regime of jurisdictions other than the United Kingdom.
- These Terms and all use of the Site are governed by the laws of England and any questions arising shall be dealt with only by the English courts.
Article Writing –Terms And Conditions
Myfirsthomeltd.co.uk is independent of political parties and private interests. We aim to provide a fair, accurate and balanced information service. We aim to correct factual errors promptly and where appropriate, apologise.
The information provided on myfirsthomeltd.co.uk is intended for information purposes only. Whilst we make every effort to keep the information up-to-date and correct, we make no representations or warranties of any kind, either express or implied, about the completeness, accuracy, reliability, suitability or availability of any of the information contained on myfirswthomeltd.co.uk.
If you find an error please write to info@myfirsthomeltd.co.uk
